All Risks Takaful

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This product provides cover against accidental physical loss or damage to specified items as a result of any cause which is not specifically excluded from the policy.

What is covered?

Fire and Theft

Explosions

Natural disasters

Riot and strikes

Malicious damages

What is excluded?

Some of the perils not covered include:

Electrical or mechanical breakdown or faulty manipulation.
Wear, tear, gradual deterioration and vermin
Consequential loss of any kind or description
Political and terrorism-related losses

FAQs

Common Questions About Baraka Insurance

What is Baraka -Medical Health Insurance?

We have a wide range of medical insurance solutions
Baraka Corporate medical
Baraka Individual Medical
Baraka Kaaliye care

What are the core values of Baraka Insurance?

Our Principles:
Sharia-compliant structures, Strong governance and ethical standards, Transparency and open communication, Sound risk management, Customer-centered services, Ethical and innovative products, Commitment to being an employer of choice

What sets Baraka apart from other health providers?

Baraka offers access to over 160 top hospitals across the Horn of Africa, provides mental health support, and ensures affordable Takaful-based pricing. Clients enjoy 24/7 support, fast online approvals, and smart digital access through the Kaaliye App for easy management of their health coverage.

What is the mission of Baraka Insurance

Delivering quality Takaful products & services by Prudent Underwriting and Strong Commitment.

Baraka Takaful Insurance provides ethical, Shariah-compliant protection built on trust, cooperation, and shared responsibility.

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